Consulting in incurring debts

Private companies as well as public legal entities are aware of the positive effects of using financial leverage but often do not give enough emphasis to the very process of obtaining financial resources.

It is essential to obtain competitive bids, which can significantly vary from one creditor to another. For illustration take a look at the credit with maturity of 5 years and 6-month moratorium, given the different levels of principal and interest rates.

Interest rate in %	Loan amount (in EUR)
	50.000	100.000	500.000	1.000.000
3,50	5.304	10.609	53.044	106.088
4,00	6.083	12.166	60.829	121.658
4,50	6.867	13.733	68.666	137.331
5,00	7.655	15.311	76.554	153.107
Interest gap	2.351	4.702	23.510	47.019

Although the interest rate is a key factor, we cannot neglect the other factors such as the terms of repayment, etc.

Depending on your needs we can create the optimal structure of financing sources, which includes selecting the most appropriate source (credit, financial or operational leasing, resources from EU funds), as well as obtain the most advantageous offer.